WHAT WE OFFER

With our experience spanning from many years of working with our clients, we have come to notice certain trends that required Barateng to develop products that will aid our clients to address specific highlighted financial needs. 

Barateng invests in human capital development financial products and cash loans that address physiological immediate needs of our clients. We built all our financial products from investments to loans centred around our customer's needs, behaviours and  desires. 

Our products demonstrate our customer centric approach and our passion to fill the financial gap of those who are often excluded from traditional money lending institutions.  

All our products are subject to affordability and means test.

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Personal Loans

Barateng offers peace of mind flexible personal loans of upto R8000 on once off and short term payment basis of upto 4 months. Affordable interests! 

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Winter Clothes Loan

Barateng offers peace of mind flexible Winter Clothes laybuy releasing loans of upto R2000 on once off and short term payment basis of upto 4 months. Affordable interests!

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Driving License Loan

Barateng offers peace of mind flexible driving license installment agreement loans of upto R8000 paid to a driving school on our database on instalment agreement payment terms basis of upto 4 months. Affordable interests!

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Salary Deductible Staff Loans

Barateng offers employers a peace of mind in offering their staff loans of upto R8000 on salary deduction agreement payment basis of upto 4 months. Affordable interests!

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Purchase order Finance

Barateng offers business owners a peace of mind in offering their once off payment terms on purchase order finance of upto R50 000 on purchase order income deduction agreement payment basis. Affordable and negotiable interests! 

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Father Xmas Loan

Barateng offers peace of mind flexible Xmas Clothes laybuy releasing loans of upto R2000 on once off and short term payment basis of upto 4 months. Affordable interests!

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Funeral Cover

Barateng offers peace of mind funeral cover products of upto R20 000. The funeral cover also covers all ages. Affordable Premium and Cash back options are available!

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Load shedding products loan

Barateng offers peace of mind flexible loadshedding products loans of upto R8000 on once off and short term payment basis of upto 4 months. Finance your move from electricity to gas and solar at Affordable interests!

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Back to School loan

Barateng offers peace of mind flexible Back to school, uniform, school stationary laybuy releasing loans of upto R2000 on once off and short term payment basis of upto 4 months. Affordable interests!

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Farm investment loan

Barateng offers small holder farmers with crop planting projects of less than four hectares a peace of mind on project finance of upto R100 000 on 50% profit sharing return on investment and/or 50% harvest sharing agreement payment basis. Affordable and negotiable interests!

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